50-30-20 Budget Template Excel - 6.1k views 2 years ago. Web 50/30/20 budget excel template. Divide your total income calculated in step 1 into dollar values of 50%, 30%, and 20%. Adjust your actual spending to fit; 50% for needs, 30% for wants, and also 20% for savings. Decide how you will track your budget. Web download the free 50/30/20 budget template and calculator. Track the ratio of your savings in your budget. 50% of your income goes to needs: 50% of net pay for needs, 30% for wants and 20% for savings and debt repayment.
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